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Pre-Qualify For Your Mortgage

Welcome > For Buyers > Mortgage Prequalification ...

Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

I help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: I will respect your privacy! I know this is your personal information, and I will not distribute it to anyone, other than to my preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of my job as a top West St. Louis County, Town & Country and Manchester REALTOR® to offer services such as these. 

Once you fill out the form, I will quickly process your information and get right back to you! 

I can help you pre-qualify for your mortgage. It's my job! This is free and without obligation... 

About You
* Your Name:
* Your Email Address:
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Phone:

About Your Move
When Are You Moving?
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About Your Home Search
Your Price Range?
Number Of Bedrooms?
Number Of Bathrooms?
Home Size In Square Feet?

Loan Info
Anticipated Down Payment:
Desired Loan Amount:
Total Monthly Income:
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Additional Info
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Along With Any Comments,
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Real Estate Tips

Working With An Agent >Listening To Your Needs

Some buyers purchase the exact kind of house they said they were looking for, in the neighborhood they preferred. Other buyers surprise us by falling in love with a house that is the complete opposite of what they originally wanted.

Real estate agents listen carefully when buyers describe their needs and preferences. We screen our current inventory of homes to come up with possible matches. Since there is almost always some compromise involved when selecting a home, we may suggest alternatives that might work for buyers.

If you like a specific neighborhood where there are no homes in your price range, we may suggest homes in other areas with similar amenities. If you want four bedrooms, and one of them will be used as a home office, we may look for a den or family room that could serve your needs. When you look at houses, remember that your feedback is important to us--and it won't hurt our feelings.

See All Tips In The "Working With An Agent" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia

Q 
Where would you go to enjoy a soak in the world's largest bathtub?

A 
The Spa Resort Hawaiians in Fukushima, Japan, offers an outdoor soaking tub that occupies a total area of 10,760 square feet and can accommodate 1,500 persons at one time.
See More Real Estate Trivia >

Kathy Roush, REALTOR®, real estate agent and broker for West St. Louis County, Town & Country, Chesterfield, Ballwin and Manchester,  home listings, property and land for sale - NUMBER1EXPERT

The Kathy Roush Team
Coldwell Banker Gundaker

111 Chesterfield Towne Centre
Chesterfield, MO. 63005
314-614-4444
636-532-0200
Fax: 636-532-5556
Email: skaroush@cbgundaker.com

Kathy Roush is a special kind of realtor. She puts her clients first. Through outstanding service and attention to details she has successfully assisted her clients buy and sell homes since 1997. By serving the clients' needs Kathy has grown her business each year. Kathy has many industry awards to her credit, but she is more proud of the outstanding relationships she maintains with clients and other agents. So if experience, updated marketing techniques, professionalism and good old fashion superior service are important to you, call Kathy today.

Equal Housing MLS REALTOR SRES


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