West St. Louis County, Town & Country and Manchester real estate and homes for sale in Missouri - Kathy Roush, REALTOR® Kathy Roush REALTOR(r) for West St. Louis County, Town & Country and Manchester, Missouri real estate - NUMBER1EXPERT™ Kathy Roush NUMBER1EXPERT(tm) for West St. Louis County, Town & Country and Manchester, Missouri real estate
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Kathy Roush, REALTORŪ, real estate agent and broker for West St. Louis County, Town & Country and Manchester Missouri home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why I am a top real estate expert. Call me: 314-614-4444.


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Real Estate Tips
Buyers Remorse >First Time Loans

Most first-time buyers can qualify for a mortgage loan, but they may need help from parents to make the down payment or closing costs on their home. There are loan programs that minimize the down payment and closing costs for first-time buyers. These programs usually require that 3 to 5 percent of the purchase price come from the buyers' funds, not from a loan or gift. Most lenders ask for the last three months' bank records. The borrower will be asked to reveal the origin of any large deposits. If the money comes from the homebuyer's parents, the lender may not consider those funds when qualifying the buyers.

Parents who are planning to help their children finance a home should transfer any funds several months before the house-hunting process begins. If it is a loan rather than a gift, a formal re-payment agreement should be drawn up between parents and children to eliminate potential misunderstandings or future complications with either estate.

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Real Estate Trivia
Q 
What is the highest skyscraper hotel in the world?

A 
The Grand Hyatt Shanhai in Pudong, Shanhai, China occupies the top 35 floors of the 88-story Jin Mao Tower, which at 1,378 feet is the tallest building in China and the third tallest building in the world.
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Kathy Roush, REALTORŪ, real estate agent and broker for West St. Louis County, Town & Country and Manchester Missouri home listings, property and land for sale - NUMBER1EXPERT(tm)

The Kathy Roush Team
Coldwell Banker Gundaker

14830 Clayton Road
Chesterfield, MO. 63017
314-614-4444
636-227-0076
Fax: 636-227-5142
Email: skaroush@cbgundaker.com

Kathy Roush is a special kind of realtor. She puts her clients first. Through outstanding service and attention to details she has successfully assisted her clients buy and sell homes since 1997. By serving the clients' needs Kathy has grown her business each year. Kathy has many industry awards to her credit, but she is more proud of the outstanding relationships she maintains with clients and other agents. So if experience, updated marketing techniques, professionalism and good old fashion superior service are important to you, call Kathy today.

Equal Housing MLS REALTOR SRES


Coldwell Banker Gundaker real estate and homes for sale in West St. Louis County, Town & Country and Manchester Missouri

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